RE: Amity Group

Dear Joel,

We loaned another $20 to Patricia today to buy some khaki pants and a pack of cigaretts.  We felt the risk was mitigated by the fact that she is now employed with Franks over on Clearlake. Her total balance is now $180. She seems to be excited by the new opportunity and thanks the teams support and encouragement these last few weeks.

sincerely,

Donna
Amity Bank